Real Estate Financing with Heart – Your Independent Construction Financing for Every Goal
Finance your property – independently, personally and with heart
Do you want to buy a house, build, or renovate your existing property? Trust real experts: with Mia Makler Finance you can compare over 800 banks and receive individual advice – honest, fast, and reliable.
Advantages:
- Independent comparison of over 800 banks
- Personal, individual advice instead of hotlines
- Transparent, honest, reliable – advice with heart
- Free and non-binding
Why is independent real estate financing so important?
Many people face big questions when it comes to construction financing: How much house can I afford? Where do I get the best interest rates? How much equity do I need? Which subsidies are available?
With Mia Makler Finance with Heart, you receive independent advice and an objective comparison of over 800 banks.
This way you save real money, time, and nerves.
Get individual advice now – free and without obligation:
Our Target Groups: Who benefits from financing with heart?
Our services are aimed at:
- Young families on the way to home ownership
- Self-employed & entrepreneurs with special requirements
- Investors for rental properties
- Existing clients for follow-up financing / rescheduling
- Renovators for energy or structural upgrades
Whatever your life situation – we’ll find the optimal solution for you!
Our Services
Construction Financing – We get you into your own home
Whether new build, purchase of an existing property or condominium – we accompany you every step of the way.
- Personal initial consultation & needs analysis
- Bank comparison (over 800 institutions)
- Tailor-made financing concept
- Support until payout
Calculate your financing directly online:
Mortgage Loan – Independent interest rate comparison
A mortgage loan is the most common form of real estate financing. Each bank has different interest rates, requirements, and conditions.
- Comparison of current interest rates & offers
- Check of special repayments & terms
- Negotiation of best conditions
- Transparent presentation of all costs
Request your personal interest rate offer now:
Follow-up Financing & Debt Restructuring
Your fixed interest period is expiring? With follow-up financing you can often secure much better conditions.
- Analysis of your loan & alternatives
- Debt restructuring at better conditions
- Forward loans up to 5 years in advance
- Advice on special repayments & repayment rate adjustments
Save future costs – secure an appointment:
Modernization Loan & Subsidies
Whether energy renovation, extension or modernization: We advise you on modernization loans, KfW subsidies and grants.
- Independent review of all funding programs
- Integration of subsidies into your financing
- Advice on renovations & value enhancement
- Advice on renovations & value enhancement
Check your subsidy options now:
Financing Tips – Knowledge that saves money
What does construction financing really cost? Which mistakes can you avoid? Our tips:
- Optimize use of equity
- Choose the right repayment & term
- Use subsidies (KfW, BAFA, Riester)
- Avoid pitfalls with additional costs
Learn more in our guide:
How financing with Mia Makler works – step by step
Initial consultation
You describe your wishes and conditions.
Analysis of options
We check equity, income, property, and prepare scenarios.
Comparison & offer
You receive an independent comparison with recommendation.
Application & support
We prepare documents, applications, and support you.
Conclusion & payout
After bank approval, we support you until payout – and beyond.
Example calculation: What your financing could look like
Example:
- Purchase price: €450,000
- Equity: €90,000 (20%)
- Loan amount: €360,000
- Interest rate: 3.5% p.a.
- Monthly rate (2% repayment): approx. €1,620
- Term: approx. 27 years
Calculate your individual conditions now:
faq's
Frequently Asked Questions about Real Estate Financing
20–30% of the purchase price is ideal, but less is often possible – we check all options!
The nominal rate is the “pure” interest rate, the effective rate includes all ancillary costs.
With complete documents: usually 24–48 hours.
The consultation is free for you – we only receive a commission from the bank if the mediation is successful.
Yes, we check all possibilities individually for your project.
• Salary slips (last 3 months) • Self-disclosure • Property documents • Proof of equity
Top Tips for Construction Financing – Expert Advice
- Check several offers with independent advice.
- Plan enough equity for additional costs.
- Use special repayments.
- Secure today’s interest rates for the future with forward loans.
- Have contracts checked before signing.
Even more tips and updates can be found here:
Your contact to Mia Makler – Real Estate with Heart
Do you want to sell, value or rent your property?
Contact us now – we advise you personally, without obligation and with heart.